Flexible Finance • Roomes Furniture & Interiors

0% APR

Flexible Finance Options Available on All Orders Over £500

We have a range of finance options that allow you to spread the cost of your purchase. Interest Free Finance (0.0% APR) of up to 30 months and 9.9% APR Representative up to 48 months depending on the value of the order.

Please use the finance calculator below to see what options are available to you.

If you opt for our finance packages then a deposit of 20% is required which can be paid by debit or credit card.

V12 Finance will carry out personal and credit history checks as part of the application process. All applicants must be over 18 years of age and a UK resident.

Use the calculator below to choose a deposit amount and finance package and reveal your finance payments.

Available deposit amounts:

Value of Goods: £500

Or enter a value (minimum £500):
£

Total cost on finance £500
Monthly payment
£40
With a £100 deposit
And a £0 charge for credit
Total amount of credit £400
Your finance option is 0% Interest Free
Your finance term is 10 months
Your monthly payment is £40
Annual fixed interest 0%

Your available finance options:

How to pay with finance:
Choose "Apply for Finance" from your Basket. For full details see our Finance Options page.

Finance provided by

Interest at 9.9% APR Representative available for 24, 36 or 48 month periods (no deposit) available on purchases £500 and above. Representative example: 36 months credit at 9.9% APR Representative, purchase price £500, no deposit – 36 equal monthly payments of £16.01, total cost of credit £76.36, total amount payable £576.36, 9.9% APR representative.

For full details see our Finance Options page.

Interest Free Credit

0% APR - Up to 30 Months

9.9% APR Representative

Interest bearing credit: 9.9% typical APR up to 48 months

Minimum 20% Deposit is Required

Up to 30 Monthly Payments*

Minimum order spend £1000*

* 10 & 12 Months available over £1,000 - 18 Months available over £1,500 - 24 Months available over £2,000 - 30 Months available over £2,500

EXAMPLE: £2,000 order, deposit £400, balance of £1,600 payable. 24 monthly instalments of £66.67, (0% APR) total payable £2,000. *Minimum 20% deposit. Subject to age and status, minimum spend applies. Written quotation available on request.

Minimum 20% Deposit is Required

36 & 48 Monthly Repayments

Minimum order spend £500

EXAMPLE: £2,000 order, deposit £400, balance of £1,600 payable. 36 monthly instalments of £51.24, (9.9% APR representative) total payable £2,244.64. *Minimum 20% deposit. Subject to age and status, minimum spend applies. Written quotation available on request.

Roomes Stores Limited is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our registration number is 716154 . Roomes Stores Limited offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.

Complaints procedure

If you have a complaint, please contact our customer service team first by visiting here. We aim to respond to all complaints within 7 days.

If at any time you are not satisfied, you may contact the The Financial Ombudsman Service.

For full details of our terms and conditions, including your rights to return goods under the Consumer Contract Regulations of 2014 and Consumer Rights Act of 2015 - please visit here.

V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653

Registered address: V12 Finance Ltd, Yorke House, Arleston Way, Solihull. B90 4LH

Correspondance address: 25 - 26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.